Day: June 9, 2024

16 Ways Leaders Can Leverage Tech To Drive Business Transformation

Greta
16 Ways Leaders Can Leverage Tech To Drive Business Transformation

From increasing AI use to developments in automation, technological progress in just the previous couple years are pushing businesses toward earlier uncharted territories. Trying to keep up with and keeping ahead of competitors will require business leaders to carefully recognize and embrace know-how as a suggests of growing operational effectiveness and productiveness.

With so a great deal technologies previously readily available and extra continuing to emerge constantly, acquiring a perfectly-thought-out tactic to make the most of these resources to their fullest potential will enable organizations to proactively navigate difficulties as they crop up. Under, 16 Forbes Enterprise Council users each individual share a person way leaders can leverage technology to push enterprise transformation.

1. Foster A Lifestyle Of Innovation

One method that has demonstrated productive for our groups is fostering a lifestyle of innovation. By empowering individuals to experiment with rising tendencies and technologies, we unlock their potential to revolutionize our functions, products and companies. Embracing a advancement state of mind and encouraging cross-purposeful, holistic collaboration has allowed us to leverage new strategies correctly. – Mike Vietri, AmeriLife

2. Motivate Collaboration On Electronic Initiatives

A single effective way leaders can use technological know-how to push organization transformation is by empowering staff to collaborate on electronic initiatives. In my encounter, this solution has boosted general performance and engagement, fostering a proactive and inclusive office society. Utilizing transform “with” somewhat than “to” workers turns skeptics into advocates and allows drive and maintain innovation. – Mark Protus, Protus Consulting

3. Undertake Collaborative Resources

Leveraging tech for organization transformation is very important. In my expertise, adopting collaborative resources like Slack or Microsoft Groups appreciably enhances interior conversation and speeds up venture execution. These platforms permit for authentic-time collaboration and effortless integration with other efficiency equipment. This can renovate workflow dynamics and

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Top Real Estate Investing Apps 2024: Reviews, Comparison, and Tips

Greta
Top Real Estate Investing Apps 2024: Reviews, Comparison, and Tips

Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews.

Why Use a Real Estate Investing App?

Investing in real estate doesn’t have to be difficult. If you want to avoid the legwork of conducting extensive property research, finding tenants, and regularly maintaining the asset(s), you have several easier alternatives. 

Online investment apps offer convenience and increased accessibility for a wider audience of potential investors to diversify their investment portfolios online without needing to set foot on a property. Real estate investing is also an excellent way to generate passive income from rental properties or earn dividends from real estate investment trusts (REITs). 

Top-Rated Real Estate Investing Apps of 2024

Compare the Best Real Estate Investing Apps

The best real estate investing apps offer low ongoing fees, multiple investment options, user-friendly interfaces, and easily met minimum investment requirements. Real estate crowdfunding platforms make this possible. You can add residential, commercial, and other real estate investments to your portfolio at low costs.

Here is how to invest in real estate with the top real-estate investment apps as picked by Business Insider’s editors in 2024.

Best Real Estate Investing App for Beginners: Fundrise

Fundrise

Fundrise Fundrise

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star

4.53/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Fundrise allows you to invest in commercial real estate projects across the US, Fundrise IPOs, and venture funds.


Fees

1% (additional $125 for IRAs)

Pros
  • Check mark icon A check mark. It indicates a
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Commodities And The Boom-Bust Cycle

Greta
Commodities And The Boom-Bust Cycle

It is always interesting when commodity prices rise. The market produces various narratives to suggest why prices will keep growing indefinitely. Such applies to all commodities, from oil to orange juice or cocoa beans. For example, Michael Hartnett of BofA recently noted:

The 40-year period from 1980 to 2020 was the era of disinflation: thanks to fiscal discipline, globalization, and peace, markets saw ‘deflation assets’ (government and corporate bonds, S&P, growth stocks) outperform ‘inflation assets’ (cash, commodities, TIPS, EAFE, banks, value). As shown below, ‘deflation’ annualized 10% vs. 8% for ‘inflation’ over the 40-year period.

But the regime change of the past 4 years has roles reversed, and now ‘magnificent’ inflation assets are annualizing 11% returns vs 7% for deflation assets.”

Inflation vs Deflation Assets

Mind you, this is not the first time that markets have gone “cuckoo for commodities.” The most recent episode in 2007 was “Peak Oil.” However, crucially, this time is never different. As shown below, commodities regularly have surges in performance and are the best-performing asset class in a given year or two. Then, that performance reverses sharply to the worst-performing asset class.

Periodic table of total returns

That performance “boom and bust” has remained since the 1970s. The chart below shows the Commodities Index’s performance over the last 50 years. On a buy-and-hold basis, investors received a 40% total return on their investment. This is because, along the way, there were fantastic rallies in commodities followed by huge busts.

Commodity Index

Such brings us to the big question? Why do commodities regularly boom and bust?

Why Do Commodities Boom And Bust

The problem with the idea of a structural shift to commodities in the future and why it hasn’t happened in the past is due to the drivers of commodity prices.

Here is a simplistic example.

  • During a commodity cycle, the initial phase of a commodity
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